Financial Wellness Articles
What to Do if You're Turned Down for a Loan
Getting rejected for a loan can feel like a kick in the teeth. No way around it, rejection is painful. But a loan rejection may be a gift in disguise.
Manage Your Credit Cards Better
U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion.Here's some advice for controlling credit card use.
How to Establish a Credit History
Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.
7 Ways to Protect Your Credit Score
Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. Learn seven things you can do to make sure it stays healthy.
5 Ways Good Credit is Your Safety Net
A good credit score can provide you access to low-interest credit options that can help cover any expenses your emergency savings can’t.
Financial Warning Signs You Can't Ignore
If you find yourself dealing with any of the following financial issues, it's time to get proactive and take steps to correct them.
Your Credit Score & Mortgage Loans
Your credit score is one of the biggest factors in your approval for a home loan.
Watch Out for Phon(e)y Messages
Learn about methods scammers use to try and take advantage of our reliance on cellphones to get our personal information.
Your Credit Score & Home Buying Power
Know how your credit score will affect your home buying power.
Reconciling a Spender-Saver Marriage
In any marriage, even one where both partners have similar money management styles, family finances can occasionally create conflict.
5 Common Cryptocurrency Scams
Explore five common cryptocurrency scams that you should be aware of and protect yourself and your investments.
Put Your House to Work
Home equity provides homeowners a ready financing source to turn their house into their dream home.
Avoid Phishing Scams
Learn ways protect yourself from scammers trying to access your credit union account with phishing scams.
Property Ownership and Your Will
When creating your will and assigning beneficiaries on your accounts, the form of property ownership can have an unforeseen impact on the inheritance process.
Pre-qualification v. Pre-approval
We ensure our members are set up to become successful homeowners from the very beginning of the home buying process.
Vacation Means Re-Creation
There are many reasons why you might skip taking a vacation, but the benefits of a little time off often outweigh the drawbacks.
9 Common Money Myths
See how many of these common money myths you believe.
Teach Your Kids Good Money Beliefs
Make sure you pass on positive money beliefs to the next generation.
How Mortgage Loans are Approved
While your loan officer and processor review your application, the underwriter will ultimately be the one who provides final approval.
Home Improvement Projects: DIY or Pro
If you have a home improvement project, should you do it yourself (DIY) or hire a pro?
The Case for Debt Consolidation
Consolidating your credit card bills into a single loan can be a wise financial move.
Secure Your Mobile Wallet
Keep your financial data safe when carrying out transactions on your mobile device.
Managing Mom's Money
Managing someone else’s money, usually via a power of attorney (POA) document, is a big responsibility.
Are You Ready to Purchase a Home?
Buying a home is typically the biggest purchase you will make. Know the process so it seems less scary.
8 Ways to Save Vacation Money
Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time.
Avoid Check Deposit Scams
Don't be fooled by a remote deposit capture/check scam.
Don't Fall for Gift Card Scams
Scammers have come up with creative ways to convince you to purchase gift cards for them.
Protect Yourself from Trigger Leads
Trigger Leads are a marketing tool that mortgage lenders, insurance companies, and credit card providers use to identify potential customers.